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Reserve Studies

7 articles

SB 326 Balcony Inspections and Your Reserve Study

California's SB 326 requires balcony inspections every nine years, and the report must feed your reserve study. SB 410 added new rules effective January 2026.

July 16, 2026
SB 326 Balcony Inspections and Your Reserve Study

Fannie Mae's 15% Reserve Rule — and the Way Around It

Fannie Mae is raising condo reserve funding from 10% to 15%. A current reserve study is the documented alternative — but the rules tighten in August.

July 16, 2026
Fannie Mae's 15% Reserve Rule — and the Way Around It

The Handoff: What New HOA Board Members Need to Know

What new HOA board members need to know about reserve studies, fiduciary duty, red flags, and how to avoid costly mistakes in their first 30 days.

November 1, 2025
The Handoff: What New HOA Board Members Need to Know

Why Your Community Needs a Reserve Study

What is a reserve study? A financial roadmap that helps community associations avoid special assessments, protect property values, and plan ahead.

September 21, 2025
Why Your Community Needs a Reserve Study

California's Reserve Study Law: A Quick Guide

A guide to California's reserve study law for HOA boards, covering key Davis-Stirling Act requirements to ensure compliance and protect your community.

September 20, 2025
California's Reserve Study Law: A Quick Guide

3 Critical Mistakes HOAs Make With Their Reserve Study

Learn 3 common HOA reserve study mistakes, like mishandling the funding plan and poor communication, that boards must avoid.

September 20, 2025
3 Critical Mistakes HOAs Make With Their Reserve Study

The True Cost of Delay: Dangers of an Underfunded Reserve

Delaying reserve contributions is costly. This guide unpacks the dangers of underfunded HOA reserves, from special assessments to falling property values.

September 20, 2025
The True Cost of Delay: Dangers of an Underfunded Reserve