Terms and Conditions of Service

Effective Date: December 1, 2025

These Terms and Conditions ("Terms") govern your use of the website operated by Apex Reserve Group ("Apex Reserve Group," "we," "us," or "our") and apply to all visitors, users, and clients. By accessing or using our website or engaging our services, you agree to be bound by these Terms.

1. Acceptance and Basis of Agreement

1.1 Binding Agreement

By accessing and using this website, you confirm your acceptance of these Terms. If you do not agree to these Terms, you must not use this website or engage our services.

1.2 Capacity to Contract

You represent that you are of legal age and possess the necessary corporate or individual authority to enter into this agreement, particularly when acting on behalf of a Homeowners Association (HOA), property management firm, or real estate investment entity.

1.3 Corporate Jurisdiction

Apex Reserve Group is incorporated and headquartered in Orange County, California. These Terms governing the use of the website are subject to California law.

2. Description and Scope of Services

2.1 Core Services

Apex Reserve Group provides specialized professional consulting services, including:

Reserve Studies: For common interest developments and HOAs to assess physical components and forecast financial funding requirements.

Cost Segregation Studies: For real estate investors to analyze property costs for accelerated depreciation and tax planning purposes under Federal Tax Law.

2.2 Engagement Requirement

All professional services provided by Apex Reserve Group are subject to a separate, formal, written Service Agreement or Engagement Letter. This separate document will exclusively define the specific scope of work, project fees, payment terms, required deliverables, and liability limits for the engagement. Website content regarding services is for illustrative marketing purposes only.

2.3 Multi-State Compliance

While based in California, Apex Reserve Group may provide services for properties located in other states. In such cases:

Reserve Studies: The final report will be performed to comply with the statutory or regulatory requirements of the state in which the subject property is located, as specified in the Service Agreement.

Cost Segregation: Studies adhere to relevant Federal Tax Law and prevailing IRS guidelines, regardless of the property's location.

3. Client Obligations and Reliance Disclaimer

3.1 Accuracy of Client Data

The client acknowledges that Apex Reserve Group's services, studies, and reports rely exclusively on the data, documents, and representations (including financial records, property inventories, and fixed asset lists) provided by the client or the client's agents.

3.2 Limitation of Liability for Data Errors

Apex Reserve Group is not responsible for errors, omissions, or inaccuracies in the final reports or conclusions that result directly or indirectly from incomplete, inaccurate, or misleading information furnished by the client.

4. Professional Advice Disclaimer

4.1 Not Legal, Tax, or Financial Advice

The information presented on this website, in marketing materials, or during initial consultations is for general informational purposes only. It is not intended to be, and shall not be construed as, professional financial, accounting, legal, or tax advice.

4.2 Independent Consultation

Clients and users are strongly advised to seek independent advice from their own licensed legal counsel, Certified Public Accountants (CPAs), and financial advisors regarding the specific tax implications, legal standing, or financial strategy related to the services provided by Apex Reserve Group.

4.3 Tax Outcome Warranty

Apex Reserve Group does not guarantee any specific tax savings, accelerated depreciation amount, IRS ruling, or freedom from audit as a result of a Cost Segregation Study. Tax laws are subject to change, interpretation, and audit review by the relevant authorities.

5. Intellectual Property Rights

5.1 Website Content

All content, including text, logos, graphics, website structure, and marketing materials, is the exclusive property of Apex Reserve Group and protected by U.S. and international copyright and trademark laws.

5.2 Report Ownership and License

Upon final payment for a service, the client is granted a limited, non-transferable license to use the specific Reserve Study or Cost Segregation Report for its intended purpose. Apex Reserve Group retains all rights to the underlying proprietary methodology, calculations, engineering techniques, data models, and generalized study data.

6. Limitation of Liability and Indemnification

6.1 Limitation of Liability

To the maximum extent permitted by law, Apex Reserve Group shall not be liable for any indirect, incidental, punitive, special, or consequential damages (including loss of profits, data, or business interruption) arising from the use or inability to use the website or the services. In all events, the total liability of Apex Reserve Group to any client shall not exceed the amount paid by the client to Apex Reserve Group for the specific service giving rise to the claim.

6.2 Indemnification

You agree to indemnify, defend, and hold harmless Apex Reserve Group and its principals, officers, and employees from any claim, liability, damage, cost, or expense (including reasonable attorneys' fees) arising out of your use of the services or any breach of these Terms.

7. Governing Law and Dispute Resolution

7.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the internal laws of the State of California.

7.2 Venue

The parties agree that any dispute arising out of or relating to these website Terms and Conditions shall be exclusively resolved in the state or federal courts located in Orange County, California. The venue for disputes arising under a specific Service Agreement may be adjusted in that separate agreement.

8. General Provisions

8.1 Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions shall remain in full force and effect.

8.2 Entire Agreement

These Terms constitute the entire agreement regarding the use of the website and supersede all prior or contemporaneous communications and proposals.

8.3 Contact Information

For questions regarding these Terms and Conditions, please contact us at:

Email: office@apexreservegroup.com

Address: 3943 Irvine Blvd #1001 Irvine, CA 92602